Restaurant Line of Credit
A revolving line you draw from when food costs spike, a cooler fails, or a catering order needs upfront supplies — and pay back as the register fills up. Only pay interest on what you actually use.
- Amount
- $10,000 – $500,000
- APR
- 10% – 36%
- Term
- 6 – 24 mo
- Funding speed
- 1–2 business days
Best for
Ongoing, unpredictable kitchen expenses across the year.
What you get
- Revolving access for inventory and emergencies
- Interest only on what you draw
- Reusable as you repay
Disclaimer
Kitchens Finance is a business financing marketplace powered by Big Think Capital, serving restaurants, ghost and dark kitchens, and food-service operators. We are not a direct lender and do not guarantee funding, approval, rates, or terms. All examples are representative only and are not an offer or commitment to lend. Actual rates, fees, and terms are set by the funding lender and depend on your business and credit. Business financing only — no consumer or personal loans.
Representative APR ranges from 7% to 45% depending on product, business profile, and credit.