SBA Loans for Restaurants
Government-backed SBA financing offers some of the lowest rates and longest terms available — well suited to acquiring a location, financing leasehold improvements, or funding a multi-unit growth plan.
- Amount
- $50,000 – $5,000,000
- APR
- 7% – 14%
- Term
- 60 – 300 mo
- Funding speed
- 2–6 weeks
Best for
Established restaurants seeking the lowest cost of capital.
What you get
- Among the lowest available rates
- Terms up to 25 years
- Great for acquisitions and real estate
Disclaimer
Kitchens Finance is a business financing marketplace powered by Big Think Capital, serving restaurants, ghost and dark kitchens, and food-service operators. We are not a direct lender and do not guarantee funding, approval, rates, or terms. All examples are representative only and are not an offer or commitment to lend. Actual rates, fees, and terms are set by the funding lender and depend on your business and credit. Business financing only — no consumer or personal loans.
Representative APR ranges from 7% to 45% depending on product, business profile, and credit.